Enticed by the cheap prices Attractive deals in an advertisement Singapore housewife bank credit limit raised to S$200,000

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Enticed by the cheap prices Attractive deals in an advertisement Singapore housewife bank credit limit raised to S$200,000

10 steps on How to prevent Enticed by the cheap prices Attractive deals in an advertisement Buying value-for-money dim sum Instagram Raised the monthly credit limit Malware downloaded on phone App kept malfunctioning preventing from completing the payment Downloaded external app kept malfunctioning

Step 1: Be aware of your budget: Set a clear budget for your dim sum purchases and stick to it. This will help you avoid getting enticed by cheap prices and attractive deals that may exceed your spending limits.

Step 2: Do your research: Before making any purchase, research different dim sum options and their prices. Compare prices at different restaurants or food stalls to ensure you are getting the best value for your money.

Step 3: Look beyond the advertisement: Don’t solely rely on advertisements when making purchasing decisions. Take the time to read reviews, check ratings, and gather information from reliable sources to ensure the quality and value of the dim sum you’re interested in.

Step 4: Consider quality over price: While cheap prices may be attractive, it’s essential to prioritize the quality of the dim sum. Look for reviews or recommendations from trustworthy sources to ensure that you’re getting value-for-money dim sum that is both delicious and safe to consume.

Step 5: Be cautious with Instagram promotions: Instagram can be a platform where attractive deals are advertised, but exercise caution before making any purchases. Research the dim sum provider, read customer reviews, and verify the authenticity of the promotion before proceeding.

Step 6: Evaluate credit limit increases: If your monthly credit limit is raised, be mindful of your spending habits. Avoid using the increased limit as an excuse to overspend. Stick to your budget and only make purchases that align with your financial goals.

Step 7: Beware of malware: Protect your phone by installing reputable security software that can detect and prevent malware. Be cautious when downloading apps or clicking on suspicious links to minimize the risk of malware infecting your device.

Step 8: Monitor app performance: If an app you downloaded starts malfunctioning, consider uninstalling it and finding a more reliable alternative. Unstable or malfunctioning apps can pose security risks and hinder your ability to complete transactions safely.

Step 9: Prioritize payment security: If you experience issues completing payments due to app malfunctions, avoid using external apps or unfamiliar platforms. Stick to trusted and secure payment methods to protect your personal and financial information.

Step 10: Seek technical support: If you’re facing persistent issues with app malfunctions, consider reaching out to the app’s customer support or technical team for assistance. They may be able to provide solutions or suggest alternative ways to complete your payment securely.

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Enticed by the cheap prices Attractive deals in an advertisement Buying value-for-money dim sum Instagram Raised the monthly credit limit Malware downloaded on phone App kept malfunctioning preventing from completing the payment Downloaded external app kept malfunctioning

Step 1: Develop awareness of deceptive marketing tactics: Educate yourself about common techniques used in advertisements to entice customers with attractive deals and cheap prices. Understand that not all offers are as good as they seem.

Step 2: Research and compare prices: Before making a purchase, research the market to get an idea of the average prices for the product or service you are interested in. This will help you identify whether a deal is genuinely value-for-money or if it’s too good to be true.

Step 3: Verify the credibility of the seller: Look for reviews, ratings, and feedback from other customers about the seller or the business offering the product or service. This will give you an idea of their reliability and whether they can be trusted.

Step 4: Check the terms and conditions: Before committing to a purchase, carefully read the terms and conditions associated with the offer. Pay close attention to any hidden costs, limitations, or conditions that may affect your purchase or the overall value of the deal.

Step 5: Consider the quality: Don’t solely focus on the price; also evaluate the quality of the product or service being offered. Cheap prices may sometimes indicate compromised quality, so make sure you are getting a good balance between price and value.

Step 6: Limit impulsive buying: Avoid making impulsive decisions based solely on attractive advertisements. Take your time to evaluate the offer, compare prices, and consider the overall value before making a purchase.

Step 7: Secure your devices: Protect your electronic devices by installing reliable antivirus software and keeping it up to date. This will help prevent malware from being downloaded onto your phone or computer, which can compromise your privacy and security.

Step 8: Be cautious of unknown apps: Stick to trusted sources such as official app stores when downloading apps. Avoid downloading apps from unknown or suspicious sources, as they may contain malware or be designed to exploit your device.

Step 9: Regularly update apps: Keep your apps up to date with the latest versions, as updates often include bug fixes and security enhancements. This can help minimize the chances of encountering malfunctions or vulnerabilities.

Step 10: Backup important data: Regularly backup your important files, contacts, and data on a separate device or cloud storage. In case your device malfunctions or is compromised, you can still access your important information and prevent data loss.

Remember, being vigilant, conducting research, and making informed decisions are key to avoiding pitfalls when enticed by cheap prices and attractive deals in advertisements.

Enticed by the cheap prices Attractive deals in an advertisement Buying value-for-money dim sum Instagram Raised the monthly credit limit Malware downloaded on phone App kept malfunctioning preventing from completing the payment Downloaded external app kept malfunctioning

Enticed by the cheap prices Attractive deals in an advertisement Buying value-for-money dim sum Instagram Raised the monthly credit limit Malware App

A housewife in Singapore thought she was buying some value-for-money dim sum via Instagram, only to find out the next day that she nearly got scammed of her life savings.

He (transliteration), 57, told Shin Min Daily News that she came across the attractive deals in an advertisement by “MCY Frozen Food” on Instagram, on Jun. 4.

It advertised dim sum deals such as a pack of 12 siew mai, five packs of glutinous rice with chicken, or 300g of steamed pork ribs, for only S$2 each.

Downloaded external app, which kept ‘malfunctioning’

Enticed by the cheap prices, He reached out to the seller via Instagram, and was redirected into a WhatsApp chat.

The other party then provided her a link to download an external mobile phone application to place the order, He shared.

The woman complied, downloading an app called “1stMallv1.2”, and keyed in her personal information.

However, He said the app kept malfunctioning, preventing her from completing the payment.

On hindsight, He admitted to Shin Min that this was suspicious, as it could have provided the window for the scammers to acquire her personal information.

Due to the delays, she planned to continue the payment process at a later time.

Hubby received email from bank

However, as it turned out, the deals were indeed too good to be true.

The next day, He’s husband received an email from their bank, informing him that someone claiming to be his wife had raised the monthly credit limit of their account from S$10,000 to S$200,000.

The suspicious request had been made earlier that morning, at 6am, but required 12 hours to be processed.

Alarm bells started ringing, and He’s husband immediately clarified the matter with her.

Suspecting that her personal details had been compromised due to malware downloaded on her phone, he immediately called the bank to freeze their bank accounts.

This was not a moment too soon — as He’s husband only discovered the matter at about 5.30pm, just before the request might have been approved.

“If it was any later, all our money could have been stolen by the scammers,” he shared.

‘Don’t be fooled by cheap deals’

He’s husband said bank staff informed them that such scams were common, and advised them to lodge a police report.

Additionally, he revealed that it was a “terrifying” experience, and would have been “disastrous” if the scammers really managed to rob them of all their hard-earned money.

“I hope that others can learn from our example, and not be fooled just because of a cheap deal,” he added. read more

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